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The latest and greatest from the Mission Investment Fund

Check back here often, for news updates, success stories, promotions and more from the Mission Investment Fund.

The Mission Investment Fund addresses economic concerns

With the global financial crisis, ELCA ministries and individual church members can take comfort in knowing that the Mission Investment Fund is stable and strong.

• The fund has built up capital of more than $160 million, reflecting a net worth of nearly 30 percent of assets. That percentage is almost triple the amount required by regulation and much higher than what most banks maintain.
• The fund maintains strong underwriting standards, and did not engage in subprime lending or other risky loan practices. It focuses all its efforts and resources on helping to build the church and advance God’s mission by providing ministry loans, investment opportunities, and supporting services for ELCA members, congregations and related institutions.
• The fund invests cash not currently required to underwrite loans in a diversified portfolio of highly rated, liquid, fixed-income securities and deposit instruments, and continuously monitors credit quality and market conditions.
• The fund maintains a highly efficient cost structure. With low operating expenses, it operates conservatively -- and still provides exceptional rates and services to investors and borrowers.

In addition, in the 90-plus-year history of the Mission Investment Fund and its predecessors, the fund has always paid investors their principal and interest in accordance with the terms of the investment. So no one has ever lost money on an investment.

For additional information on the Mission Investment Fund, review the fund’s 2007 Annual Report (see story below) and Offering Circular. 

*Annual Percentage Rate. Offer in effect until April 30, 2009. See the fund’s Offering Circular for complete terms and conditions.